I used it to pay for a coffee. I'm from the future.
Eoin was like a kid on Christmas morning today when he read that Apple Pay had just launched in Ireland. He never stops going on about it. Two and a half years after the launch in the US it comes to Ireland.
Apple Pay allows you to use your iPhone or Apple Watch to make contactless payments in stores. You can also use it to pay for services in certain apps too and we're already working with our clients to add it to their apps.
How do you get started
You'll need a credit or debit card from either KBC or Ulster Bank as they're the only two banks supported here at launch. Hopefully with more added over time.
Open up the wallet app on your iPhone and tap the add card button. Follow the on-screen instructions to add your card. You'll have to verify with a text or call from your Bank and that's it. Easy peasy.
How does it work
Simple, if you see the contactless symbol on the card machine you're good. Hold your iPhone up to the machine and put your finger on the Touch ID sensor to authorise your payment. You'll see a cool animation and a beep and you're done. Money gone.
If you have an Apple Watch you can double press the side button (the one under the digital crown). You'll see you card pop up on the screen, then just hold your watch up to the reader. Ding. Done.
Why it's better than tap to pay
Well first off it's a lot more secure. Your card details are not stored on your device or Apple's servers, instead a unique transaction code is generated every time you make a payment. Your card number is never shared with the store or merchant. Pretty cool.
This also has another positive side effect. Purchases are kept private. Apple Pay doesn’t keep any transaction history that can be tied back to you. You can take a look at your recent purchases in the Wallet app on your iPhone but thats it.
You can use it to pay in apps and websites
You can also use Apple Pay to make secure payments in a whole load of apps on your iPhone and Apple Watch. Apps like Deliveroo and Uber already support it so you can try it out right away.
If you use Safari on any of your devices you can now checkout on websites without even creating an account. Binge shopping just got a lot easier. 😳